Personal

Deposit Accounts

Advantage Plus Checking

• $100 required opening deposit
• Tiered Interest Rate—check current rates
• Unlimited Check Writing
• One box of standard checks at opening
• Safe deposit box discount of $10/year (limited locations)
• Discounted Money Orders & Cashier’s Checks
• $20,000 AD & D Insurance
• CyberScout® – Lifestages
• Cellular Telephone Protection—your monthly bill must be charged to your Advantage Plus Checking Account.
• Roadside Assistance
• $8.00 monthly maintenance fee. No monthly maintenance fee if daily balance does not fall below $5,000
• Two free access devices (Debit/ATM Cards)
• No foreign ATM fees
• Advantage 55 Discount of $4.00 (unless no monthly maintenance fee is charged)
• E-Statement or Paper Statement—no charge

Advantage Checking

• $100 required opening deposit
• No interest earned
• Unlimited Check Writing
• One box of standard checks at opening
• Safe deposit box discount of $10/year (limited locations)
• Discounted Money Orders & Cashier’s Checks
• $5,000 AD & D Insurance

• CyberScout® – Lifestages
• Cellular Telephone Protection—your monthly bill must be charged to your Advantage Checking Account.
• $5.00 Monthly Maintenance Fee
• Two free access devices (Debit/ATM Cards)
• No foreign ATM fees
• E-Statement or Paper Statement—no charge

E-Vantage Checking

• $100 required opening deposit
• No interest earned
• $25 minimum balance required; $2.00 per statement cycle if daily balance is less than $25
• 5 free checks per statement cycle
• Fee of $0.25 per check if over 5
• One box of standard checks at opening
• No monthly maintenance fee
• One free access device (Debit/ATM Card)
• Paper Statements—no images $2.00 per month
• Paper Statements with images $3.00 per month
• E-Statement– no charge

Regular Checking

• $100 required opening deposit
• No interest earned
• Unlimited Check Writing
• One box of standard checks at opening
• $4.00 monthly maintenance fee if daily balance falls below $300.00
• Two free access devices (Debit/ATM Cards)
• E-statement or Paper Statement – No Charge

Reg D Requirements

Transfers from a Money Market or Savings account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by debit card, or similar order to third parties are limited to six per calendar month.

Regulation D Requirements

Personal Money Market

• $1,500 required opening deposit
• Tiered Interest Rate—check current rates
• One box of standard checks at opening
• Transaction Limitations—6 “Reg D” withdrawals/month
• $5.00 monthly maintenance fee. No monthly maintenance fee is daily balance does not fall below $1,500
• Two free access devices (Debit/ATM Cards)
• E-Statement or Paper Statement– no charge

Personal Savings

• $50 required opening deposit
• Tiered Interest Rate—check current rates
• $25 minimum balance required; $2.00 per statement cycle if daily balance is less than $25
• Transaction Limitations—6 “Reg D” withdrawals/month
• No monthly maintenance fee
• Two free access devices (ATM Cards)
• E-Statement or Paper Statement – no charge

Health Savings Account

• $100 required opening deposit
• Tiered Interest Rate—check current rates
• One box of standard checks at opening
• No monthly maintenance fee
• E-Statement or Paper Statement – no charge

CDs & IRAs

Certificate of Deposit (CDs)

Saving and investing are long term goals of many Conway Bank customers.  One essential part of these goals is a Certificate of Deposit (CD). Our CDs range in terms of maturity from 91 days to 60 months.  You chose the term that best fits your needs.  Your savings is guaranteed to grow at a predetermined rate for the entire length of the term. CDs with Conway Bank provide a solid footing for you to reach your financial goals.

Individual Retirement Accounts (IRAs)

IRA accounts provide a secure way to build a nest egg for retirement.  We offer a variety of IRA investments including Traditional IRAs, Roth IRAs, Simple IRAs, Educational IRAs, and more. It is never too soon or too late to begin saving!  Conway Bank recommends that you seek tax advice from your Tax Advisor to ensure that you select the IRA that best fits your needs.

About our CDs & IRAs

• Minimum opening deposit of $1,000
• Variety of maturity terms ranging from 91 days to 5 years
• Competitive interest rates
• Interest compounded or direct deposited into your account monthly
• The annual percentage yield (APY) assumes that interest remains on deposit until maturity
• A penalty will be imposed for early withdrawal

Deposit Rates 3-16-2020

Consumer Loans

At Conway Bank, we have been helping people accomplish their household and financial goals since 1886.  Loan decisions are made locally and quickly.

We offer the following products:

• Automobiles (new and used)
• Boat and recreational vehicles (new and used)
• Real Estate Loans – Purchase, refinance, investment, construction and development
• Home Improvement
• Mobile Homes
• Debt Consolidation

We offer competitive rates and terms that help keep payments affordable. If you are interested in a loan with Conway Bank, call or visit one of our locations and speak with a loan officer.

Mortgage Loan Originators:

Steven L. Klassen NMLS# 589670

Samentha Spitler NMLS# 1174183

Located at:
121 E Kellogg St., Wichita, KS 67202
Phone #316-263-6767

Robin Luckner  NMLS# 728291

Rhonda Anderson NMLS# 1114609

Located at:

101 S. Main St., Argonia, KS  67004

Phone #620-435-6384

Disclosure

Rates on our deposit accounts and loan products may vary by bank location and are subject to change without notice.  Fees could reduce earnings.  We use the daily balance method to calculate the interest on account.  This method applies a daily periodic rate to the principal in the account each day.  Please contact one of our Customer Service Representatives for further information.